India Network Health Insurance Programs
(All ACE programs are underwritten by American Insurance Companies and sponsored by India Network Foundation)
|ACE Comprehensive Plan||ACE Premier Plan|
|ACE Standard Plan||AXIS Plan|
|ACE AD&D Plan||Summary|
This is a FirstHealth PPO network based comprehensive plan with an option to take pre-existing coverage. Available with maximum coverage of $150,000 for ages 69 and under; and $75,000 for ages 70-99 with a deductible of $500 and Pre-Ex deductible $1500. TIP: Highly Recommended for visitors with diabetes, blood pressure, etc. with medications for above 50 years old. The out of pocket medical expenses are capped at 20% after deductible. Visitors with per-existing conditions can select Pre-Existing deductible when enrolling.
(Minimum purchase required: Three months (90 Days) with Pre-existing and Without Pre-existing Coverage.
This is a fixed benefit plan with coverage for new problems, accidents and pre-existing conditions with a variety of deductible
for new medical conditions and pre-existing medical conditions. This plan offers cost effective pre-existing coverage.
TIP: Recommended for visitors with pre-existing conditions looking for cost effective alternative to the network benefits and willing to take some risk in terms of left over bills after the plan payments. Highly recommended for anyone above ages 50 above.
(Minimum purchase required: Three months (90 Days)
This is a fixed benefit without any pre-ex coverage plan. It offers $50,000, $100,000 and $150,000 policy maximum with a choice of deductible of $75, $250 and $500(only for ages 70+) based on age groups and premiums. There is no Network associated with this plan..
TIP: Recommended for visitors with no pre-existing issues, looking only accidents and new medical limited coverage with low insurance premium cost from an American Insurance Company. (Minimum purchase required: One Month.)
This plan is available with $25,000 and $75,000 maximum coverage with $75 and $250 deduct able options. Fixed Benefits with $1,000 Pre-Ex (Acute Onset Coverage only)
TIP: Recommended for visitors with no pre-existing issues who want a cost-effective coverage from an American Insurance company or those that may want to use any provider. (Minimum Purchase required: One Month)
The ACE Accidental Death and Dismemberment program is designed as essential coverage for anyone visiting, studying or working in the United States. The plan offerings are as follows: $25,000, $50,000 and $100,000 maximum AD&D benefit and repatriation. Minimum duration required to enroll is one year. All non-US citizens are eligible to apply. Premiums for 12 months coverage is only $18 for $25K and $36 for $50K and $72 for $100K program. India Network highly recommend this benefit for all members of various community groups, and students.
TIP: Highly Recommended for every non-US citizen currently in the USA as a minimum essential program
Fixed Coverage ACE Standard and Premier Plans:
- Select any provider or Facility
- Maximum coverage: Age 69- is $150,000 and Age 70+ is $100,000
- Pre existing coverage(Premium Plan)
- Defined benefit schedule
Network Based ACE Comprehensive Insurance:
- First Health PPO Networks
- Maximum coverage Age 69- is $150,000 and Age 70+ is $75,000
- Pre-existing coverage
- 80%/20% co-insurance